ANALISIS PENILAIAN PRINSIP 5C CALON DEBITUR DAN PENGAWASAN PEMBIAYAAN (MONITORING) TERHADAP EFEKTIVITAS PEMBERIAN PEMBIAYAAN PADA KSPS BMT BIF YOGYAKARTA

NUR ANISAH, NIM. 13820148 (2017) ANALISIS PENILAIAN PRINSIP 5C CALON DEBITUR DAN PENGAWASAN PEMBIAYAAN (MONITORING) TERHADAP EFEKTIVITAS PEMBERIAN PEMBIAYAAN PADA KSPS BMT BIF YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

With the increasing credit needs of the community become one of the reasons for emergence of a growing number of financial institutions. Demand for credit that does not comply with loan repayment ability of the cause of the credit risk. Noted that financial institunions made efforts to prevent this the wrong way is to apply the principle of 5C (character, capital, collateral, capacity, and condition of economy) and financing control (monitoring). This study aimed to examine the effect of character, capital, collateral, capacity, condition of economy, and financing control (monitoring) to effectiveness of financing in KSPS BMT BIF Yogyakarta. The population in this study is employes of KSPS BMT BIF Yogyakarta. The selection of the sample using purposive sampling technique. The analysis technique used in this study using multiple linear regression with the purpose to obtain a comprehensive picture of the relationship between variables. While the classical assumption used this research include multicolinearity, homoskedastisitas test, and test for normality. The results showed that the character, capital, collateral, and condition of economy have a positive and significant effect on effectiveness of financing. While capacity and financing control (monitoring) have a positive and no significant effect on effectiveness of financing. Predictive ability of the six variables on effectiveness of financing of 94,3%. While the rest is not influenced by other factor included in the research model.

Item Type: Thesis (Skripsi)
Additional Information / Pembimbing: Jauhar Faradis, SHI.,MA
Uncontrolled Keywords: Character, Capital, Collateral, Capacity, Condition of economy, Monitoring, effectiveness of financing.
Subjects: Perbankan Syariah
Divisions: Fakultas Ekonomi dan Bisnis Islam > Perbankan Syari'ah (S1)
Depositing User / Editor: Sugeng Hariyanto, SIP (sugeng.hariyanto@uin-suka.ac.id)
Date Deposited: 27 Oct 2017 09:28
Last Modified: 27 Oct 2017 09:28
URI: http://digilib.uin-suka.ac.id/id/eprint/27277

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