TINJAUAN SOSIOLOGI HUKUM ISLAM TERHADAP PERILAKU KONSUMEN PADA PENGGUNAAN FINTECH KREDIT ONLINE (STUDI KASUS DI KECAMATAN KAWALI KABUPATEN CIAMIS)

NURFARIDAH SYAMSIAH, NIM. 15380013 (2019) TINJAUAN SOSIOLOGI HUKUM ISLAM TERHADAP PERILAKU KONSUMEN PADA PENGGUNAAN FINTECH KREDIT ONLINE (STUDI KASUS DI KECAMATAN KAWALI KABUPATEN CIAMIS). Skripsi thesis, UNIVERSITAS ISLAM NEGERI SUNAN KALIJAGA YOGYAKARTA.

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Abstract

Credit is still an alternative for someone in debt. In the modern era such as the current credit application makes it easier for users such as the birth of new innovations in the world of finance, namely the existence of my online credit fintech . Although there are some risks in online credit , such as high late fines, short repayment periods, vulnerability to fraud because there are still many illegal online loans , and are vulnerable to personal data breach. It i tu does not discourage a person to use the credit line. Look some risk of a credit line of this , the author interested in conducting research with reference to the subject matter, namely: why do some people in the District Kawali use the credit line, how your credit mechanisms online are , and how to review the sociology of Islamic law on the implementation of the credit line . To answer these questions, qualitative research is carried out using a sociological approach, as well as using a type of fild reaserch research (field research). The research methods used in data collection are: observation, and interviews, as well as using data analysis with deductive methods. By using the framework of the theory of debt and debt ( qard ), and the sociology of Islamic law with a ' urf review. From penel i tian has been done, it can be concluded that the practice of credit online are made public in the District Kawali based on the various needs of the economy , due to its ease of use, personal factors, and social factors group. From the results of research that the author did 7 (to h ) of 12 (twelve) users, using this online credit to meet the needs of a secondary nature . And reviewed of credit mechanisms online Akulaku The user only needs to prepare, ID, fill the jobs data, for office workers han y a need to attach a pay stub or photo membership card, and to traders attach proof of current accounts and TIN. The results of this study also explain that according to the sociology of Islamic law, the practice of online credit is seen in terms of the 'urf pillars and the terms of accounts receivable debt that have met the terms and conditions and include ' authentic urf . However, the additional interest in these online loans is classified as ' urf fasid, which is bad habits and is not in accordance with Islamic legal norms.

Item Type: Thesis (Skripsi)
Additional Information: Dr. Mochamad Sodik, S.Sos, M.Si
Uncontrolled Keywords: Credit online, Mechanisms Credit online , ' Urf .
Subjects: Hukum Islam
Divisions: Fakultas Syariah dan Hukum > Hukum Ekonomi Syari'ah (S-1)
Depositing User: Drs. Mochammad Tantowi, M.Si.
Date Deposited: 15 Jan 2020 09:09
Last Modified: 15 Jan 2020 09:09
URI: http://digilib.uin-suka.ac.id/id/eprint/37419

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