Institutional Repository UIN Sunan Kalijaga Yogyakarta: No conditions. Results ordered -Date Deposited. 2024-03-29T10:24:58ZEPrintshttp://digilib.uin-suka.ac.id/images/sitelogo.pnghttps://digilib.uin-suka.ac.id/2017-10-27T04:19:23Z2017-10-27T04:19:23Zhttp://digilib.uin-suka.ac.id/id/eprint/27618This item is in the repository with the URL: http://digilib.uin-suka.ac.id/id/eprint/276182017-10-27T04:19:23ZPENGARUH GDP, INFLASI DAN CREDIT RISK TERHADAP
PEMBIAYAAN MUDHARABAH PADA BANK UMUM
SYARIAH TAHUN 2011-2015The purpose of this research is to find out the influence of Gross Domestic
Product (GDP), Inflation and Credit Risk for mudharabah financing. This
research is one of quantitative researches by using secondary data and data
pooling (a combination of time series and cross section).The population of this
research is 12 of Islamic Banks which are listed in Bank Indonesia during the
2011-2015. The research sample has been selected by using purposive sampling
so that 7 Islamic Banks which meet the criteria have been selected as samples.
The analysis technique that is used is panel regressions which have been done by
using Eviews 7 program. Based on the result of panel regressions, it shows that
Gross Domestic Product (GDP), Inflation and Credit Risk simultaneously affect
mudharabah financing. For partial results, Gross Domestic Product (GDP) has
positive effect to the mudharabah financing; Inflation variable does not affect the
mudharabah financing, and the credit risk has negative effect of mudharabah
financing.
Keywords: Gross Domestic Product (GDP), Inflation, Credit Risk and
Mudharabah Financing.
[INDONESIA]
Penelitian ini bertujuan untuk mengetahui pengaruh Gross Domestic
Product (GDP), Inflasi dan Credit Risk terhadap jumlah pembiayaan
mudharabah. Penelitian ini termasuk penelitian kuantitatif dengan menggunakan
data sekunder dan data pooling (kombinasi antara data time series dan cross
section). Populasi dalam penelitian ini adalah 12 bank umum syariah yang
terdaftar di Bank Indonesia selama periode 2011-2015. Sampel penelitian dipilih
dengan menggunakan teknik purposive sampling sehingga didapatkan 7 bank
umum syariah yang memenuhi kriteria. Teknik analisis yang digunakan yaitu
regresi panel dengan menggunakan program Eviews 7. Berdasarkan hasil analisis
regresi panel, maka hasil penelitian ini menunjukkan bahwa Gross Domestic
Product (GDP), Inflasi dan Credit Risk secara simultan berpengaruh terhadap
pembiayaan mudharabah. Secara parsial, Gross Domestic Product (GDP)
berpengaruh positif terhadap pembiayaan mudharabah, inflasi tidak berpengaruh
terhadap pembiayaan mudharabah, dan credit risk berpengaruh negatif terhadap
pembiayaan mudharabah.
Kata kunci: Gross Domestic Product (GDP), Inflasi, Credit Risk, dan Pembiayaan
Mudharabah.NIM. 13820227 DWIQI ASRIANI