PENGARUH TINGKAT PENDIDIKAN, LAMA USAHA, TINGKAT PENDAPATAN, USIA PENGELOLA, DAN GENDER TERHADAP LITERASI KEUANGAN PELAKU USAHA MIKRO KECIL MENENGAH (UMKM) DI KOTA YOGYAKARTA

ADAM GHIFARI RAMADHAN, NIM. 14830047 (2018) PENGARUH TINGKAT PENDIDIKAN, LAMA USAHA, TINGKAT PENDAPATAN, USIA PENGELOLA, DAN GENDER TERHADAP LITERASI KEUANGAN PELAKU USAHA MIKRO KECIL MENENGAH (UMKM) DI KOTA YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.

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Abstract

This research is a quantitative research aimed to find the level of financial literacy of UMKM in Yogyakarta and the factors that influence it. The sample of this research is UMKM in Yogyakarta as much as 60 respondents. The data was analyzed using multiple linear regression method with SPSS version 24.0. The results of this research show that (1) there is an influence between grade of education towards the financial literacy, (2) there is an influence between the length of business towards the financial literacy, (3) there is an influence between income level towards the financial literacy, (4) there isn’t an influence between the age of managers towards the financial literacy, (5) there is an influence between gender towards the financial literacy, (6) grade of education, length of business, income level, age of managers, and gender were together have an influence on financial literacy.

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