YAHYA ADI NUGROHO, NIM. 11391040 (2016) ANALISIS PENGARUH FINANCING TO DEPOSIT RATIO, GOOD CORPORATE GOVERNANCE, BIAYA OPERASIONAL TERHADAP PENDAPATAN OPERASIONAL, DAN CAPITAL ADEQUATY RATIO TERHADAP PROFITABILITAS PERBANKAN UMUM SYARIAH DI INDONESIA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.