%A NIM.  09390121 TITI NUR’AENI
%O M. KURNIA RAHMAN ABADI, S.E., M.M.
%T ANALISIS PENGARUH KEWAJIBAN PEMENUHAN MODAL
MINIMUM, DANA PIHAK KETIGA, NON PERFORMING FINANCING,
PERSENTASE BAGI HASIL DAN FINANCING TO DEPOSIT RATIO
PADA PEMBIAYAAN MUDHARABAH
BANK UMUM SYARIAH TAHUN 2010 – 2015
%X This research intends to analyze the factors that influence the growth of
Mudharabah financing Islamic bank in Indonesia. The used method in this research
is Pooled Data Regression with the fixed effect model. Variable in this research is
an indicator of the bank, depositor funds, financing Mudharabah, the percentage of
profit sharing and financial ratios like capital adequacy ratio (CAR), non
performing financing (NPF) and financing to deposit ratio ( FDR). The used data in
this study is the annual data 2010 to 2015. The data obtained from the annual
financial statements published by the Islamic bank or from Bank Indonesia.
The results of the analysis of the independent variable together have a
significant effect on the dependent variable is Mudharabah financing. Capital
adequacy ratio is partially have negative and significant relationship with
Mudharabah financing. Depositor funds and financing to deposit ratio is partially
positive effect on Mudharabah financing. Non performing financing and
percentages for different outcomes and the other variables, the two variable don’t
have an influence on Mudharabah financing.
The results of the fixed effect model chosen in this research is to provide
information that the variables tested, only two had a positive influence on the
growth of Mudharabah financing, and the other negative effect and no effect on the
growth of Mudharabah financing. This condition can be seen in the variable
depositor funds, in general, when there is an increase in depositor funds, then the
bank will be able to increase the distribution of Mudharabah financing.
%K Islamic banking, Mudharabah financing, CAR, Depositor funds, NPF,
the percentage of profit sharing, FDR.
%D 2016
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib21118