@phdthesis{digilib22428,
           month = {August},
           title = {FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA
KECIL DAN MENENGAH (UKM) PADA BANK UMUM SYARIAH DAN
UNIT USAHA SYARIAH DI INDONESIA},
          school = {UIN SUNAN KALIJAGA YOGYAKARTA},
          author = {NIM. 12391035 SULIS ESTIYANI},
            year = {2016},
            note = {H. M. Yazid Afandi, S.Ag., M.Ag},
        keywords = {Financing Small and Medium Enterprises (SMEs), Bank Sharia,
Sharia Bussines Unit, Return On Assets (ROA), Capital Adequacy Ratio (CAR),
Third Party Fund, Non Performing Financing (NPF), Inflation.},
             url = {https://digilib.uin-suka.ac.id/id/eprint/22428/},
        abstract = {One of Sharia Bank service is to distribute loans to the real sector. It gives
hope to the Small and Medium Enterprises (SMEs) sector which still low
financing. This study aims to analyze and explain the influence of variables to
finance Small and Medium Enterprises (SMEs) in Bank Sharia and sharia
business units in Indonesia. In general SMEs look for financing in the form of
capital to the Bank Sharia.
In this study, the writer discuss about the factors that affect the amount of
financing of Small and Medium Enterprises (SMEs). The writer uses several
variables including Return On Asset (ROA), Capital Adequacy Ratio (CAR), Third
Party Fund, Non Performing Financing (NPF) and inflation. In addition, the
writer here focuses on the research object that is Bank Sharia and Sharia
Business Unit in Indonesia during observation period; January 2012 to December
2014.
The results of testing with multiple linear regression analysis shows that
Third Party Fund and the inflation simultaneously effect on financing Small and
Medium Enterprises (SMEs) and partially effect on Third Party Fund, Non
Performing Financing (NPF) and inflation has significant effect on the financing
of SMEs sector in Indonesia.}
}