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FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA KECIL DAN MENENGAH (UKM) PADA BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH DI INDONESIA
One of Sharia Bank service is to distribute loans to the real sector. It gives hope to the Small and Medium Enterprises (SMEs) sector which still low financing. This study aims to analyze and explain the influence of variables to finance Small and Medium Enterprises (SMEs) in Bank Sharia and sharia business units in Indonesia. In general SMEs look for financing in the form of capital to the Bank Sharia. In this study, the writer discuss about the factors that affect the amount of financing of Small and Medium Enterprises (SMEs). The writer uses several variables including Return On Asset (ROA), Capital Adequacy Ratio (CAR), Third Party Fund, Non Performing Financing (NPF) and inflation. In addition, the writer here focuses on the research object that is Bank Sharia and Sharia Business Unit in Indonesia during observation period; January 2012 to December 2014. The results of testing with multiple linear regression analysis shows that Third Party Fund and the inflation simultaneously effect on financing Small and Medium Enterprises (SMEs) and partially effect on Third Party Fund, Non Performing Financing (NPF) and inflation has significant effect on the financing of SMEs sector in Indonesia.
FAKULTAS EKONOMI DAN BISNIS ISLAM, UIN SUNAN KALIJAGA YOGYAKARTA
FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA KECIL DAN MENENGAH (UKM) PADA BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH DI INDONESIA (Text)
FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN USAHA KECIL DAN MENENGAH (UKM) PADA BANK UMUM SYARIAH DAN UNIT USAHA SYARIAH DI INDONESIA (Other)
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