%0 Thesis %9 Skripsi %A RETNO AMELIA, NIM. 12390024 %B FAKULTAS EKONOMI DAN BISNIS ISLAM %D 2016 %F digilib:23995 %I UIN SUNAN KALIJAGA YOGYAKARTA %K implementation, process, risk management, BPRS. %T PENERAPAN MANAJEMEN RISIKO PADA BANK PEMBIAYAAN RAKYAT SYARIAH BANGUN DRAJAT WARGA (BPRS BDW) YOGYAKARTA %U https://digilib.uin-suka.ac.id/id/eprint/23995/ %X This study was conducted to analyze the implementation of risk management at BPRS BDW Yogyakarta. The type of this research is descriptive qualitative, with the field data are the results of interviews with Directors BPRS BDW Yogyakarta and BPRS BDW quarterly financial statements published by Bank Indonesia. This study focuses on the application of risk management at BPRS BDW through the process of risk identification, analysis, and risk assessment, risk monitoring and risk control. The results of this study indicate that in recent years the risk of the BRPS BDW included in the lightweight category. The barries that faced by BPRS BDW in implementation of risk management comes from internal and external factors. The strategies to minimize these obstacles is making sure all the bank’s activities agree with SOP, supervising, and training the employees. In the analysis of the BPRS BDW financial statements related with the bank’s health showed that in the period June 2016, KPMM ratio at 15.83%, NPF ratio at 9.67%, FDR at 86.89%, ROA at 2.45% and ROE at 45.34%. the result of the health assessment of BPRS BDW in 2015 is healthy enough. %Z Yazid Afandi, M. Ag.,