%A NIM. 13820148 NUR ANISAH
%O Jauhar Faradis, SHI.,MA
%T ANALISIS PENILAIAN PRINSIP 5C CALON DEBITUR DAN
PENGAWASAN PEMBIAYAAN (MONITORING) TERHADAP
EFEKTIVITAS PEMBERIAN PEMBIAYAAN
PADA KSPS BMT BIF YOGYAKARTA
%X With the increasing credit needs of the community become one of the reasons
for emergence of a growing number of financial institutions. Demand for credit that
does not comply with loan repayment ability of the cause of the credit risk. Noted
that financial institunions made efforts to prevent this the wrong way is to apply the
principle of 5C (character, capital, collateral, capacity, and condition of economy)
and financing control (monitoring).
This study aimed to examine the effect of character, capital, collateral,
capacity, condition of economy, and financing control (monitoring) to effectiveness
of financing in KSPS BMT BIF Yogyakarta. The population in this study is
employes of KSPS BMT BIF Yogyakarta. The selection of the sample using
purposive sampling technique. The analysis technique used in this study using
multiple linear regression with the purpose to obtain a comprehensive picture of
the relationship between variables. While the classical assumption used this
research include multicolinearity, homoskedastisitas test, and test for normality.
The results showed that the character, capital, collateral, and condition of
economy have a positive and significant effect on effectiveness of financing. While
capacity and financing control (monitoring) have a positive and no significant
effect on effectiveness of financing. Predictive ability of the six variables on
effectiveness of financing of 94,3%. While the rest is not influenced by other factor
included in the research model.
%K Character, Capital, Collateral, Capacity, Condition of economy,
Monitoring, effectiveness of financing.
%D 2017
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib27277