@phdthesis{digilib32714,
           month = {August},
           title = {FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN
BERMASALAH AKAD MUDHARABAH PADA UMKM},
          school = {UIN SUNAN KALIJAGA YOGYAKARTA},
          author = {NIM. 14820007 IRZALIA MARWAH},
            year = {2018},
            note = {H. M. YAZID AFANDI, S.Ag., M.Ag.},
        keywords = {Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises, Customer Income, Customer Needs, Customer Guarantee.},
             url = {https://digilib.uin-suka.ac.id/id/eprint/32714/},
        abstract = {This study aims to determine the factors that affect the Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises. Population in this research is the customer of mudharabah financing BPR Syariah Bangun Drajat Warga. And the sample used in this research is the customer/mudarib who has financed the mudharabah agreement for 6 (six) months at the BPR Syariah
Bangun Drajat Warga. This study uses a quantitative approach and the source of data used is the primary data source with data collection techniques used are questionnaires and interviews. Using 95\% confidence degree, the result showed that , Customer Needs have a significant positive effect. Whereas customer income and customer guarantees have a significant negative effect on the Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises.}
}