TY - THES N1 - H. M. YAZID AFANDI, S.Ag., M.Ag. ID - digilib32714 UR - https://digilib.uin-suka.ac.id/id/eprint/32714/ A1 - IRZALIA MARWAH, NIM. 14820007 Y1 - 2018/08/20/ N2 - This study aims to determine the factors that affect the Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises. Population in this research is the customer of mudharabah financing BPR Syariah Bangun Drajat Warga. And the sample used in this research is the customer/mudarib who has financed the mudharabah agreement for 6 (six) months at the BPR Syariah Bangun Drajat Warga. This study uses a quantitative approach and the source of data used is the primary data source with data collection techniques used are questionnaires and interviews. Using 95% confidence degree, the result showed that , Customer Needs have a significant positive effect. Whereas customer income and customer guarantees have a significant negative effect on the Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises. PB - UIN SUNAN KALIJAGA YOGYAKARTA KW - Non Performing Financing of Mudharabah Agreement on Micro Small and Medium Enterprises KW - Customer Income KW - Customer Needs KW - Customer Guarantee. M1 - skripsi TI - FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBIAYAAN BERMASALAH AKAD MUDHARABAH PADA UMKM AV - restricted EP - 124 ER -