%A NIM. 12820057 YUSSE ILHAM ALFATHAN
%O Dr. MISNEN ARDIANSYAH, SE., M.Si., AK., CA., ACPA
%T ANALISIS DAMPAK CAPITAL ADEQUACY RATIO, FINANCING TO
DEPOSIT RATIO, BIAYA OPERASIONAL PER PENDAPATAN
OPERASIONAL, NON PERFORMING FINANCING TERHADAP
KINERJA KEUANGAN BANK UMUM SYARIAH DI INDONESIA
%X This study aims to analyze the impact of Capital Adequacy Ratio, Financing to
Deposit Ratio, Operational Costs Per Operating Income, Non Performing
Financing on the Performance of Sharia Commercial Banks in Indonesia. This
study uses panel data as a data collection technique for the 2012-2018 period. The
object of this study is a Sharia Commercial Bank in Indonesia that meets the
research criteria. Data collection methods used are secondary data that has been
published through each bank's website. The testing process uses descriptive
statistics, classic assumption tests, and multiple linear regression tests.
The results of this study indicate that simultaneously Capital Adequacy Ratio,
Financing to Deposit Ratio, Operational Costs Per Operating Income, Non
Performing Financing have a significant effect on ROA. Partially found an
insignificant relationship between the influence of the variable Financing to
Deposit Ratio and Non Performing Financing on ROA. Capital Adequacy Ratio
variable has a positive and significant effect on ROA. Operational Cost Variable
Per Operating Income has a negative and significant effect on ROA.
%K Financial Performance, Return on Assets (ROA), Capital Adequacy
Ratio, Financing to Deposit Ratio (CAR), Operation Efficiency Ratio
(BOPO), Non Performing Financing (NPF).
%D 2019
%I FAKULTAS EKONOMI DAN BISNIS
%L digilib36867