%A NIM. 16830060 YESY TRI INDRIANTI %O MUHFIATUN, S.E.I., M.E.I %T DETERMINAN PENDAPATAN UMKM NASABAH ARRUM BPKB DI PEGADAIAN SYARIAH YOGYAKARTA %X The existence of a Sharia Pawnshop as a channel of funds can help UMKM in increasing their income. This research is a quantitative study using primary data through questionnaire media with a purposive sampling technique, the sample is 60 UMKM customers of Arrum BPKB in the Sharia Pawnshop in Yogyakarta. Data analysis techniques using multiple linier regression and classical assumptions. The results of the F test of own capital variables, business length, working hours and business location simultaneously effect income, t test only own capital and business location partially effect income. %K Own Capital, Islamic Financing, Business Length, Working Hours, Business Location %D 2020 %I UNIVERSITAS ISLAM NEGERI SUNAN KALIJAGA YOGYAKARTA %L digilib39436