%A NIM.: 16830053 Rafie Purba Pamungkas %O Pembimbing : Dr. Abdul Qoyum, S.E.I., M.Sc.Fin. %T PENGARUH NPF, FDR, BOPO, DAN CAR TERHADAP ROA BANK UMUM SYARIAH DI INDONESIA PERIODE 2013-2018 %X This study aims to determine the effect of NPF, FDR, OEOI, and CAR on the ROA of Islamic Commercial Banks in the 2013-2018 period. The sample selection used purposive sampling where 11 Islamic Commercial Banks were selected as the research sample. The research method uses panel data regression. Data processing uses the application Eviews 10. In panel data analysis, the commont effect model is chosen as the best model for estimating panel data in this study. The results showed that simultaneously the NPF, FDR, BOPO, and CAR variables had a significant effect on ROA. Partially, the NPF and BOPO variables have a significant effect on ROA. Meanwhile, FDR and CAR have no significant effect on ROA. %K Perbankan Syariah, Pembiayaan, Keuangan Syariah %D 2020 %I UIN SUNAN KALIJAGA YOGYAKARTA %L digilib42522