TY  - THES
N1  - Pembimbing : Dr. Slamet Haryono, S.E., M.S.c., Akt., C.A.,
ID  - digilib42643
UR  - https://digilib.uin-suka.ac.id/id/eprint/42643/
A1  - Aniesatun Nurul Aliefah, NIM.: 1620310052
Y1  - 2020/08/31/
N2  - According to the financial reports of BPRS and BPR there has been a decline in
performance from 2015-2017. These two financial institutions are supposed to be
a vital economic support for the middle class and UMKM. The purpose of this
research is to investigate the comparative performance of Islamic rural banks and
conventional rural banks in Indonesia using the REC method which consists of risk
profile, earning, and capital during the 2015-2017 period. The risk profile factor is
represented by the NPF indicator, earning is represented by ROA and capital is
represented by CAR. Applying a purposive sampling method, the 43 Islamic rural
banks and 63 conventional rural banks have been collected from the the secondary
data sourced from annual financial reports published at the bank's official website.
Analysis was then conducted with the Mann-Whitney-U test to examine the
comparative performance of the two banks. The results of this study suggest that
there is a significant difference in NPF between the two banks at a significance
level of 0.006; there is no significant difference of ROA and CAR between in Islamic
public finance banks and in rural credit banks in Indonesia at a significance level
of ROA of 0.070 and CAR of 0.239 respectively. The implications of this study imply
that the performance of Islamic rural banks still has a great opportunity to develop
in the future and is a big challenge, especially for the management of the Indonesian
sharia rural banks and the central bank (Bank Indonesia) as the bank regulators.
PB  - UIN SUNAN KALIJAGA YOGYAKARTA
KW  - Kinerja Bank
KW  -  Metode RGEC
M1  - masters
TI  - PERBANDINGAN KINERJA BANK PEMBIAYAAN RAKYAT SYARI?AH DAN BANK PERKREDITAN RAKYAT DI INDONESIA 2015-2017
AV  - restricted
EP  - 113
ER  -