eprintid: 43506
rev_number: 8
eprint_status: archive
userid: 12259
dir: disk0/00/04/35/06
datestamp: 2021-08-26 15:52:06
lastmod: 2021-08-26 15:52:06
status_changed: 2021-08-26 15:52:06
type: thesis
metadata_visibility: show
creators_name: PUTRI LATHIFAH AZ-ZAHRA, NIM. 17108010015
title: PERAN INSTRUMEN PEMBAYARAN NON TUNAI TERHADAP PERTUMBUHAN KREDIT UMKM DI INDONESIA
ispublished: pub
subjects: eko_sya
divisions: jur_es
full_text_status: public
keywords: ATM/debit Card, Credit Card, , E-Money, Credit MSMEs, Vector Error Correction Model (VECM)
note: LAILATIS SYARIFAH, LC., M.A.
abstract: This study aims to describe the characteristics of ATM/debit cards, credit cards, e-money, and MSME loans in Indonesia. And to analyze the effect of the variable volume of ATM/debit card transactions, credit cards, and e-money on the growth of MSME credit in Indonesia. This research can help to see how the long-term and short-term effects of non-cash payment instruments on MSME loans in Indonesia. The method used in this study is the Vector Error Correction Model (VECM) using time series data from January 2010 to July 2020. The results show that the variables of ATM/debit card transaction volume and credit card transaction volume have a significant positive effect in the long term on lending to MSMEs. Meanwhile, in the short term, the volume of ATM/debit card transactions and the volume of credit card transactions have no effect on lending to MSMEs. Then the variable volume of e-money transactions does not have a long-term or short-term effect on lending to MSMEs.
date: 2021-05-27
date_type: published
pages: 119
institution: FAKULTAS EKONOMI DAN BISNIS
department: UIN SUNAN KALIJAGA YOGYAKARTA
thesis_type: skripsi
thesis_name: other
citation:   PUTRI LATHIFAH AZ-ZAHRA, NIM. 17108010015  (2021) PERAN INSTRUMEN PEMBAYARAN NON TUNAI TERHADAP PERTUMBUHAN KREDIT UMKM DI INDONESIA.  Skripsi thesis, FAKULTAS EKONOMI DAN BISNIS.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/43506/1/17108010015_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf