%A NIM.: 15830026 Ahmad Anis
%O Pembimbing : Sunarsih, S.E., M.SI.
%T ANALISIS PENGARUH PEMBIAYAAN  MURABAHAH, DAN MUSYARAKAH TERHADAP PROFITABILITAS BANK PEMBIAYAN RAKYAT SYARIAH HIKMAH WAKILAH DI BANDA ACEH
%X Along with the development of the people's mindset in doing business, it causes
banks to compete in offering cooperation in doing business. This cooperation in the
form of Murabahah and Musyarakah financing provides benefits for both the bank
and the customer. Income from loan financing and working capital will be used to
repay bank capital. This study aims to analyze the effect of Murabahah and
Musyarakah financing on the level of profitability of the Hikmah Wakilah Islamic
People's Financing Bank by using the Return On Asset (ROA) ratio. The research
method used is descriptive research with a quantitative approach. The sample used
is 32 data over a 2-year period. Samples are taken from audited bank financial
statements in the OJK. The analysis used is multiple linear regression analysis. The
results showed that Murabahah financing had a negative and significant effect on
the ROA level, while musyarakah financing had a positive and significant effect on
the ROA level. Musyarakah financing is a profit-sharing financing that most
dominantly affects the ROA level.
%K Pembiayaann Murabahah, pembiayaann musyarakah, Profitabilitas (ROA)
%D 2020
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib43877