%A NIM. 17103080011 NUR INDAH
%O Dr. H. MUH. FAKHRI HUSEIN, S.E.,M.Si.
%T TINJAUAN TERHADAP SURVIVABILITY LEMBAGA KEUANGAN SYARI’AH
TAHUN 2020-2021
(Analisis terhadap Lembaga Perbankan Syari’ah )
%X Syari'ah Bank is a financial institution that operates on the basis of shari'ah law.
This institution was founded on the basis of the desire of the community, especially
Muslims, to avoid interest or usury. From 2020 to the present, all countries including
Indonesia are facing a problem, namely the outbreak of the Covid-19 virus which has
now become a pandemic, a sector that is sufficiently affected by this problem is the
economic sector, in this case Syari'ah Banking also feels the impact of this problem. ,
then the marger efforts made by the three largest Syari'ah Banks in Indonesia (PT. BRI,
BNI and Mandiri) resulted in the opinion that there is monopolistic practice as regulated
in Law No. 5 of 1999 concerning the prohibition of monopoly because Bank Syari'ah's
market share will control market, another problem is that it is increasingly difficult to
obtain Human Resources (HR), especially those to be employed in the Syari'ah Business
Unit (UUS), because most of UUS's HR is recruits from its conventional parent bank.
Some of the problems above are quite influential on the survivability or resilience of
Syari'ah Banks, especially in 2020-2021, for that it is necessary to conduct research on
how the resilience or survivability of Syari'ah Banks in 2020-2021.
The types, methods and research approaches that will be used in this thesis are
the type of library research (Library / Literature Research), with qualitative data analysis
methods based on an interpretive approach, namely by collecting various data from
reading sources such as books, journals consisting of theses, dissertations. , articles and
news from the website as secondary data. Then the data from these reading sources will
be further analyzed to get answers related to the problems being researched.
The results of this study indicate that the survivability of Syari'ah Bank in 2020-
2021 is in a stable position, this is because Syari'ah Bank has several indicators of
survivability, there are three main indicators of survivability itself, first, adaptability,
the problem of spreading the Covid Virus. -19 that has occurred to date, has had quite
an impact on the financial sector, Syari'ah Bank has become one of the affected
institutions, however, it is noted that Syari'ah Bank has been able to adapt to these
problems, so that its survivability is maintained until now, second, Having a strategy,
strategy becomes the second indicator of survivability, this research shows that Syari'ah
Bank already has and implements several strategies, one of which is supported by Law
21 of 2008 concerning Islamic Banking Third ,Harnessing Opportunities and
Minimizing Challenges, from this indicator, most Syari'ah Banks nationally are able to
take advantage of opportunities so that challenges in 2020-2021 can be minimized so
that their resilience can be maintained to this day.
%K Syari’ah Bank and Survivability.
%D 2021
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib46079