eprintid: 46693
rev_number: 10
eprint_status: archive
userid: 12259
dir: disk0/00/04/66/93
datestamp: 2021-11-15 07:27:26
lastmod: 2021-11-15 07:27:26
status_changed: 2021-11-15 07:27:26
type: thesis
metadata_visibility: show
creators_name: ASMINTA SARI BR SINULINGGA, S.H, NIM. 18203010105
title: TRANSPARANSI NILAI MANFAAT OLEH BADAN PENGELOLA
KEUANGAN HAJI (BPKH) MELALUI VIRTUAL ACCOUNT
ispublished: pub
subjects: il_huk
divisions: ilmu_sya
full_text_status: restricted
keywords: transparency, benefit return, virtual account
note: Dr. H. AHMAD BAHIEJ, SH. M.Hum
abstract: Indonesia is a country with the largest Moslem population in the world. This
population has a direct impact on requiring hajj quota. With a limited quota, this
regulation can not keep up with the high enthusiasm of the community to do Hajj.
So that many prospective pilgrims who have to enter the list (waiting list) for
decades, long and long queues make Hajj finances is more piled up and
accumulated. To prevent this, then government is trying to managing Hajj finance
through investing Hajj finance in productive sectors. In this case, the Hajj
Financial Management Agency (BPKH) is assigned the task to manage hajj
finance such as investing those finance in Islamic banking, Islamic capital market
instruments and other investments sectors. The placement and investment of Hajj
finance generates some benefit return, where this benefit return will be distributed
to prospective pilgrims through the pilgrim's virtual account. This is a tool for
BPKH to carry out the mandate of the Law which states that the management of
hajj finance must be transparent, so that prospective pilgrims as owners of BPIH
funds or assets formed from those funds, have the right to get clarity or
transparancy information about the profit which gained by BPKH.
This research uses library research type and analytical descriptive method.
The data from this research obtained from library materials or document studies
related to virtual account services issued by BPKH and related legal materials.
The results showed that each virtual account had a BPKH number
identification that was given to pilgrims as the account number for receiving the
benefit return. The purpose of a virtual account is so that pilgrims can receive the
profit of the BPIH / BPIH that has calculated becomes a form of benefit return,
which is intended as a reduction for the payment of Hajj fees. However, the
virtual account service does not guarantee the transparency of the overall Hajj
finance profit because the benefit return is divided into three parts, namely:
benefit return as subsidies for departing pilgrims, benefit return that shared with
pilgrims on the waiting list through their virtual accounts and the benefit return as
operational costs of BPKH. Meanwhile, the benefit return that can be seen in the
virtual account is only partially.
date: 2021-07-01
date_type: published
pages: 123
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: PASCASARJANA
thesis_type: masters
thesis_name: other
citation:   ASMINTA SARI BR SINULINGGA, S.H, NIM. 18203010105  (2021) TRANSPARANSI NILAI MANFAAT OLEH BADAN PENGELOLA KEUANGAN HAJI (BPKH) MELALUI VIRTUAL ACCOUNT.  Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/46693/1/18203010105_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/46693/2/18203010105_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf