<> "The repository administrator has not yet configured an RDF license."^^ . <> . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018"^^ . "Peer to peer lending fintech development can promote the\r\ngrowth of small and medium businesses in Indonesia since fintech\r\nindustry provides practical loan services to those who need. This\r\nprompts a support from the government through their regulations, two\r\nof which are POJK number 77/POJK.01/2016 and DSN-MUI number\r\n117/DSN-MUI/II/2018. According to empirical studies, however,\r\nobstacles like the regulator’s slow response to accommodate chapter\r\nare found in the implementation of the policies. The studies also\r\ndiscover that the clause in POJK is more relevant to conventional\r\nfintech lending and that the fatwa, apart from their weak position\r\nbefore the law, is too specifically regulate the contract model. The\r\nexisting problems make the implementation ineffective. Hence, the\r\nresearcher tried to analyze the way the regulation is implemented, its\r\nimpact, changes and its effectiveness to sharia fintech lending\r\nindustry.\r\nThis study takes maqāṣid as-syarī’ah Abū Isḥāq as-Shāṭibī to be\r\nthe standard of good, positive effects and public policy concept from\r\nMerilee Serill Grindle to be the standard of implementation. Through\r\nthese two perspectives, the researcher tried to reveal the\r\nimplementation, impacts, changes and effectiveness of sharia fintech\r\nlending policy.\r\nThe results show that factors like program execution, provided\r\nmanpower, and institution’s characters and the ruling regime are\r\npredominant over the implementation of sharia fintech lending policy\r\nin Indonesia. It indicates the dominant OJK’s role in the\r\nimplementation of the policy. The implemented policy tends to be\r\ninstructional (top-down) making the policy works only for short-term\r\ngoals such as registration and business licensing and minimizing\r\nillegal ones. In a long term, it fails to accommodate the business\r\ndevelopment and innovation, in particular for sharia fintech lending.\r\nIn terms of loss and benefit, the implementation of the policy is\r\ninefficient showing that the benefit cannot surpass the cost following policy implementation. This is confirmed by the average N-Gain\r\nScore test which is 70.4% with the maximum and minimum are 98.50\r\nand 52.90, respectively. The percentage tells that the policy\r\nimplementation is effective enough to reach its goals."^^ . "2021-12-16" . . . . "UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . "PASCASARJANA, UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . . . . . . . "NIM.: 1630316002"^^ . "Suad Fikriawan"^^ . "NIM.: 1630316002 Suad Fikriawan"^^ . . . . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Text)"^^ . . . "1630316002_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"^^ . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Text)"^^ . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "lightbox.jpg"^^ . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "preview.jpg"^^ . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "medium.jpg"^^ . . . "ANALISIS KEBIJAKAN FINTECH LENDING SYARIAH\r\nDI INDONESIA:\r\nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK\r\n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018 (Other)"^^ . . . . . . "small.jpg"^^ . . "HTML Summary of #48717 \n\nANALISIS KEBIJAKAN FINTECH LENDING SYARIAH \nDI INDONESIA: \nStudi Implementasi, Dampak, Perubahan, dan Efektivitas POJK \n77 Tahun 2016 dan Fatwa DSN MUI Nomor 117 Tahun 2018\n\n" . "text/html" . . . "Ekonomi Syariah" . . . "Manajemen Keuangan Syariah" . .