eprintid: 54225
rev_number: 10
eprint_status: archive
userid: 12253
dir: disk0/00/05/42/25
datestamp: 2022-10-17 02:27:05
lastmod: 2022-10-17 04:28:57
status_changed: 2022-10-17 04:28:57
type: article
metadata_visibility: show
creators_name: Izra Berakon, -
creators_name: Hendy Mustiko Aji, -
creators_name: Muhammad Riza Hafizi, -
title: Impact of digital Sharia banking systems on cash-waqf among Indonesian Muslim youth
ispublished: pub
subjects: wakaf
divisions: artkl
full_text_status: public
keywords: Technology acceptance model, Theory of planned behavior, Cash-waqf,
Digital sharia banking systems
abstract: Purpose – Cash-waqf is one of the transformative models of waqf assets submission to optimize the receipt of
waqf of money in Indonesia. Currently, cash-waqf can be paid through the platforms that are integrated with
digital sharia banking systems (DSBS) such as Jadiberkah.Id (Bank Syariah Mandiri), Digital Wakaf Hasanah
(Bank Negara Indonesia Syariah) and other waqf online services provided by Bank Syariah Bukopin, Bank
Commerce International Merchant Bankers Niaga and Bank Rakyat Indonesia Syariah. This study aims to
investigate the role of DSBS in stimulatingMuslim youth’s decision to endow cash-waqf in Indonesia.
Design/methodology/approach – This research involved 225 Muslim youth from several universities
across the Special Province of Yogyakarta and Central Java as the research respondents. The analysis was
conducted using partial least square structural equation modeling with WarpPLS 7.0.
Findings – The result of the structural model indicates that the research model is structurally good since it
meets all model criteria. Perceived ease of use (PEU) is found as the most significant predictor of perceived
usefulness (PU). Both generate a significant effect on Muslim youths’ attitudes toward DSBS. Overall,
subjective norm (SN), perceived behavioral control (PBC), PU and attitudes are important determinants that
lead individual decisions to use the online cash-waqf payment through DSBS. Finally, the research findings
conclude that DSBS plays a significant role in encouraging the interest of young Muslim generations to
participate in cash-waqf transactions.
Originality/value – This study seeks to contribute to the existing literature by enriching the discussion on
DSBS’s service, especially in the context of optimizing the collection of Islamic Philanthropy through cash-waqf
transaction. Also, this study integrates theory of planned behavior (TPB) and the technology acceptance model
(TAM) into a single researchmodel to explore the determinants of cash-waqf participation in digital era.
date: 2022
date_type: published
publication: Journal of Islamic Marketing
volume: 13
number: 7
publisher: Emerald Publishing Limited
pagerange: 1551-1573
refereed: TRUE
issn: 1759-0833
citation:   Izra Berakon, - and Hendy Mustiko Aji, - and Muhammad Riza Hafizi, -  (2022) Impact of digital Sharia banking systems on cash-waqf among Indonesian Muslim youth.  Journal of Islamic Marketing, 13 (7).  pp. 1551-1573.  ISSN 1759-0833     
document_url: https://digilib.uin-suka.ac.id/id/eprint/54225/1/Izra%20Berakon%20%282021%29%20Impact%20of%20Digital%20Sharia%20Banking%20System%20on%20Cash%20Waqf_JIMA_Scopus%20Q2%20%281%29.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/54225/2/surat-surat-pernyataan1665973186.pdf