?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.au=M.+Yazid+Afandi%2C+-&rft.aulast=M.+Yazid+Afandi&rft.aufirst=-&rft.date=July+2012&rft.isbn=978-979-618-+020-2&rft.btitle=NU+dan+Bunga+Bank&rft.genre=book