<> "The repository administrator has not yet configured an RDF license."^^ . <> . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH)"^^ . "Bank Aceh Syariah is a Regional Development Bank or also called\r\nRegional Owned Enterprises, which is one of the banks that provides home\r\nownership financing, is a financing facility provided by Aceh Bank to individual\r\ncustomers for residential home ownership in the form oforlanded houseflat\r\n(apartment) new or old for private occupancy, with residential housing as collateral\r\nand the maximum amount of financing is determined based on the value of the\r\ncollateral and the customer's ability to repay. The next option is the Prosperous\r\nHome Ownership Financing which is a government subsidized financing for Low-\r\nIncome Communities with the aim of owning a livable house in accordance with the\r\nprovisions that have been set by using a murābaḥah. Banks are required to obtain\r\nguarantees related to home ownership financing in the form of securities, valuables,\r\nassets, if the customer concerned is unable or hindered in fulfilling repayments as a\r\nguarantee for paying off debts. On the other hand, when entering into a contract,\r\ncustomers are provided with financing features, generally in the form of life and fire\r\ninsurance as an effort to manage risk. Considering that Aceh is an area in Indonesia\r\nthat is prone to earthquakes. The Aceh sharia bank should also give priority to other\r\ndisaster damage insurance features such as an earthquake (force majeure), because\r\nthis is considered something urgent in Aceh. In contrast to sharia banks owned by\r\nState-Owned Enterprises which also operate in the Aceh area, which apply insurance\r\nagainst house damage, due to any disaster that is not due to intentional or negligence\r\nof the customer, if the level of damage is 75% the house will be rebuilt, without\r\nhaving to do anything. rescheduling, reconditioning, restructuring or liquidation of\r\ncollateral. The main problem is, why does the Aceh sharia bank not provide\r\ninsurance for financing home ownership due to force majeure, only providing the\r\noption to cover life and fire insurance. Furthermore, how is the urgency of home\r\nownership financing insurance according to Islamic law. To answer this problem, a\r\nresearch was conducted.\r\nThis type of research is field research with a qualitative approach, while\r\nthe data analysis method used is descriptive analysis. In collecting data, the compiler\r\nused the methods of observation, interviews, and documentation.\r\nThe results of the study show that Aceh sharia banks only provide life and\r\nfire insurance where the burden is borne by the bank, this has become a provision of\r\nAceh sharia bank. If you want related insurance options earthquake or other disaster\r\n(force majeure) customers can add independently by adding the nominal amount\r\naccording to the agreement with the insurance company, which will be assisted by\r\nthe bank. Considering that Aceh sharia banks are Regional Development Banks or\r\nRegional Owned Enterprises (BUMD) whose capital is different from State-Owned\r\nEnterprises banks whose scope can facilitate the many options offered. In Islamic\r\nmuamalah, guarantees and insurance are allowed to avoid risks, which are examined\r\nin the discussion of saddu aż-żari ͞\r\nʽah (something that is a medium and a way to arrive\r\nat something related to syara' law, both haram and halal, forbidden or justified, and\r\nwhich leads to disobedience or obedience) and al-dhāmān or al-kāfalah (guarantee),\r\nthis form is the most extensive means for financial institutions, especially banks to\r\nprovide guarantees to their customers with compensation or risk coverage. Vice\r\nversa, the bank has the right to get a guarantee from the customer. So that al-dhāmān\r\nor al-kāfalah can be the right of each bank or customer, recalling the meaning of aldhāmān\r\nor al-kāfalah is guarantee."^^ . "2023-01-19" . . . . "UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . "FAKULTAS SYARI’AH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . . . . . . . "NIM.: 20203012058"^^ . "Tuah Itona"^^ . "NIM.: 20203012058 Tuah Itona"^^ . . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Text)"^^ . . . . . "20203012058_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"^^ . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Text)"^^ . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Other)"^^ . . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Other)"^^ . . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Other)"^^ . . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Other)"^^ . . . . . . "ASURANSI PADA PEMBIAYAAN KEPEMILIKAN RUMAH AKIBAT FORCE MAJEURE (STUDI PADA BANK ACEH SYARIAH) (Other)"^^ . . . . . . "lightbox.jpg"^^ . . . 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