%A NIM.: 20208012034 Siti Ena Aisyah Simbolon %O Pembimbing, Dr. Afdawaiza, S.Ag., M.Ag. %T PENGARUH PENDAYAGUNAAN ZAKAT PRODUKTIF DAN TEKNOLOGI INFORMASI TERHADAP KESEJAHTERAAN MUSTAHIK DENGAN PERTUMBUHAN USAHA MIKRO SEBAGAI VARIABEL INTERVENING (STUDI KASUS PADA BAZNAS DIY, LAZISMU DIY DAN LAZISNU DIY) %X This study aims to analyze the effect of productive zakat and information technology on the welfare of mustahik through the growth of micro-enterprises at BAZNAS DIY, LAZISMU DIY and LAZISNU DIY. This research uses quantitative analysis with a sample of 39 samples. The data analysis technique used is Structural Equation Modeling and Partial Least Square (SEM-PLS) with the help of the Smart-PLS 3.0 application analysis tool. The results of this study indicate that productive zakat and information technology have a significant positive effect on micro business growth, productive zakat has no effect on mustahik welfare, micro business growth has a significant positive effect on mustahik welfare, productive zakat and information technology have a significant positive effect on mustahik welfare through business growth micro. %K productive zakat; information technology; micro business growth; well-being %D 2023 %I UIN SUNAN KALIJAGA YOGYAKARTA %L digilib57434