Khairul Hidayat, NIM.: 19108030062 (2023) PENGARUH FINANCIAL TECHNOLOGY PAYMENT, FINANCIAL KNOWLEDGE FINANCIAL ATTITUDE, FINANCIAL SELFEFFICACY, TERHADAP PENGELOLAAN KEUANGAN SANTRI DI PONDOK PESANTREN KRAPYAK YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.