relation: https://digilib.uin-suka.ac.id/id/eprint/60325/
title: PENILAIAN TINGKAT KESEHATAN BANK UMUM SYARIAH DI INDONESIA DENGAN MENGGUNAKAN MODEL RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, AND CAPITAL) SELAMA PERIODE 2018-2022
creator: Tri Zumnar Lailani, NIM.: 16820123
subject: Bank dan Perbankan
subject: Perbankan Syariah
description: In the midst of competition in the banking world, the increase in Islamic banks in terms of quantity is also followed in terms of quality as well. This quality can be improved by looking at the results of the performance appraisal of Islamic banking. Assessment of the financial performance of Islamic commercial banks in this study uses the RGEC method. The aim is to explain and analyze differences regarding the level of soundness of Islamic Commercial Banks in Indonesia before the co-19 pandemic (2018-2019) and during the co-19 pandemic (2020-2022). The sampling technique in this study used purposive sampling. The data source is from the semiannual financial reports published by each Islamic Commercial Bank for 2018-2022. The RGEC model (Risk Profile, Good Corporate Governance, Earning, and Capital) is used as a measure of bank health in this study. Where the research variables with the RGEC model are proxied using the ratios of NPF, FDR, GCG, ROA, ROE and CAR. This research is a descriptive research with a quantitative approach. Methods of data analysis using descriptive statistical tests, normality tests (One Sample Kolmogorov-Smirnov Test) and non-parametric tests, namely the Wilcoxon Signed Ranks Test. The results of this study indicate that Islamic commercial banks for the 2018-2022 period have 10 Islamic commercial banks. Assessing the risk profile, banks that show "Very Healthy" conditions are Bank BCA Syariah with an NPF ratio and Bank Aceh with an FDR ratio. Assessment of Good Corporate Governance with GCG ratios, the bank that shows the condition of "Very Healthy" is BCA Syariah. Earning Assessment with ROA and ROE ratios, the bank that shows a “Very Healthy” condition is BTPN Syariah. Assessing the capital with the CAR ratio, the bank that shows a “Very Healthy” condition is BTPN Syariah. And the assessment using the RGEC method, banks that show the overall condition of a "Very Healthy" level of bank health are Bank Aceh and Bank BTPN Syariah.
date: 2023-08-01
type: Thesis
type: NonPeerReviewed
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/60325/1/16820123_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/60325/2/16820123_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf
identifier:   Tri Zumnar Lailani, NIM.: 16820123  (2023) PENILAIAN TINGKAT KESEHATAN BANK UMUM SYARIAH DI INDONESIA DENGAN MENGGUNAKAN MODEL RGEC (RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNING, AND CAPITAL) SELAMA PERIODE 2018-2022.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.