%A NIM.: 16830040 Endah Mardiyatush Shalihah
%O Pembimbing: Izra Berakon., S.E.I., M.Sc,
%T PENGARUH PERMODALAN, PEMBIAYAAN BERMASALAH, BIAYA OPERASIONAL PENDAPATAN OPERASIONAL, DAN FINANCING TO DEPOSITO RATIO TERHADAP KINERJA KEUANGAN PADA BANK PEMBIAYAAN RAKYAT SYARIAH (BPRS) PERIODE 2017-2022
%X Return on assets (ROA) is a company's financial ratios related to profit
potential measuring the company's strength to generate profits or profits at a
specific level of income, assets and share capital. CAR (Capital Adequacy Ratio)
is the capital adequacy ratio.Non Performing Financing (NPF) is the ratio
between problematic financing and total financing disbursed by Islamic banks.
BOPO is a comparison between operational costs and operating income in
measuring the level of efficiency and ability of a Bank to carry out its operational
activities. The Financing To Deposit Ratio (FDR) is a comparison between the
financing provided by the Bank and the third party funds successfully mobilized
by the Bank. The purpose of this research is to analyze the development of Islamic
finance banks in Indonesia based on capital, non-performing financing,
operational costs and third party funds. The data sources needed are secondary
data obtained from the websites of the Financial Services Authority (OJK) and
Bank Indonesia. From the research that the authors conducted, it can be
concluded that the CAR, NPF, and FDR ratios have a significant positive effect
on the financial performance of Islamic People's Financing Banks (BPRS) in
Indonesia. The BOPO ratio has a significant negative effect on ROA both in the
long term and in the short term.
%K Return on assets (ROA), CAR (Capital Adequacy Ratio), Non
Performing Financing (NPF), BOPO, FFinancing To Deposit Ratio (FDR)
%D 2023
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib60331