TY  - THES
N1  - Pembimbing: Rizaldi Yusfianto, S.Pd.,M.M
ID  - digilib60332
UR  - https://digilib.uin-suka.ac.id/id/eprint/60332/
A1  - Abdul Rohim, NIM.: 16830069
Y1  - 2023/08/18/
N2  - This study aims to analyze the effect of inflation, interest rates, and operating costs
on the margins of murabahah financing at Islamic commercial banks in Indonesia.
Murabaha financing margin is the main indicator of the profitability of Islamic
banks that reflects the bank's ability to generate profits from financing products.
This research method uses historical data on the financial reports of Islamic
commercial banks in Indonesia for a certain period. These data were analyzed using
appropriate statistical techniques and regression models. Inflation, interest rates,
and operational costs are identified as independent variables, while the murabaha
financing margin is the dependent variable. The results of the study show that
inflation, interest rates, and operational costs have a significant influence on the
margins of murabahah financing at Islamic commercial banks in Indonesia.
Inflation and interest rates have a negative impact on margins, while operating costs
have a positive impact. This finding has important implications for the risk
management and business strategy of Islamic banks. Bank management can use the
results of this study to optimize their murabaha financing margins by considering
external factors such as inflation and interest rates, as well as managing operational
costs efficiently.
PB  - UIN SUNAN KALIJAGA YOGYAKARTA
KW  - Inflasi
KW  -  Suku Bunga
KW  -  Biaya Operasional
KW  -  Margin Pembiayaan
Murabahah
KW  -  Bank Umum Syariah
KW  -  Indonesia.
M1  - skripsi
TI  - PENGARUH INFLASI , SUKU BUNGA DAN BIAYA OPRASIONAL TERHADAP MARGIN PEMBIAYAAN MURABAHAH PADA BANK UMUM SYARIAH INDONESIA
AV  - restricted
EP  - 87
ER  -