%A NIM.: 19108030047 Akramullah Isnin Arif %O Pembimbing: Dr. H. M. Yazid afandi, M.Ag. %T DETERMINAN NIAT PENGGUNAAN SYARIAH ONLINE TRADING SISTEM DI INDONESIA DENGAN RELIGIOSITAS SEBAGAI VARIABEL MODERASI %X This research aims to examine the factors influencing intention to use by combining the Technology Acceptance Model and Theory of Planned Behavior with religiosity as a moderating variable. The object of this study is shariah investors who use the Shariah Online Trading Sistem (SOTS), with a sample size of 280 respondents. This study utilizes a quantitative method with the Partial Least Squares-Structural Equation Modeling (PLS-SEM) analysis model, using the SmartPLS 3 software for analysis. The results of this study indicate that Subjective norm has a significant effect on Perceived ease of use and Perceived usefulness, but does not have an impact on Intention to use. Perceived ease of use has a significant effect on Perceived usefulness and Intention to use. Furthermore, Perceived usefulness has a significant effect on Intention to use. The results also indicate that Religiosity does not moderate the influence of Subjective norm on Intention to use. %K Subjective Norm, Perceived Ease Of Use, Perceived Usefulness, Religiosity, Intention To Use %D 2023 %I UIN SUNAN KALIJAGA YOGYAKARTA %L digilib60621