<> "The repository administrator has not yet configured an RDF license."^^ . <> . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19"^^ . "This study aims to empirically analyze the effect of the\r\nlocus of control variable on debt behavior and debt repayment. In\r\naddition, this study also includes religiosity as a moderating\r\nvariable between locus of control on debt behavior and consumer\r\ncredit payment during the Covid-19 epidemic. This study is\r\nquantitative research, namely by conducting direct research on 155\r\nrespondents, then analyzed using the statistical tool STATA version\r\n14. The source of data in this study is primary data, namely through\r\nsurveys of respondents to obtain information in the form of\r\nrespondents opinions on management behavior debt during the\r\nCovid-19 pandemic, the objects in this study were Muslim\r\nrespondents who had debt in financial institutions, both\r\nsharia/conventional banking and non-banking. The results showed\r\nthat locus of control moderated by religiosity had a significant\r\neffect in a negative direction on debt behavior so that the higher the\r\nlocus of control moderated by religiosity, the lower the intensity of\r\ndebt during the Covid-19 pandemic, and the locus of control\r\nmoderated by religiosity has a significant influence in a positive\r\ndirection on debt repayment behavior, where individuals who have\r\nan increased locus of control moderated by religiosity will\r\nincreasingly understand and carry out religious orders, namely by\r\nhastening to pay off debts so that they do not become a burden in\r\ntheir lives. These findings indicate that the concept of locus of\r\ncontrol can be used as an individual psychological factor to\r\ndetermine attitudes in making decisions on debt behavior and\r\npaying off debt, where individuals who have an increasing locus of\r\ncontrol moderated by high religiosity, these individuals have a high\r\nlevel of self-control and good at managing their finances."^^ . "2023-06-13" . . . . "UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . "PASCASAJANA, UIN SUNAN KALIJAGA YOGYAKARTA"^^ . . . . . . . . . "NIM.: 1630316005"^^ . "Moch Nurhidayat"^^ . "NIM.: 1630316005 Moch Nurhidayat"^^ . . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Text)"^^ . . . . . "1630316005_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"^^ . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Text)"^^ . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "lightbox.jpg"^^ . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "preview.jpg"^^ . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "medium.jpg"^^ . . . "PERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19 (Other)"^^ . . . . . . "small.jpg"^^ . . "HTML Summary of #61350 \n\nPERAN LOCUS OF CONTROL DALAM PERILAKU BERUTANG DAN PEMBAYARAN UTANG KONSUMEN KREDIT PADA MASA PANDEMI COVID-19\n\n" . "text/html" . . . "Covid-19" . . . "Ekonomi Masyarakat" . .