eprintid: 63533 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/06/35/33 datestamp: 2024-02-07 04:11:53 lastmod: 2024-02-07 04:11:53 status_changed: 2024-02-07 04:11:53 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Fiqih Nurhidayat, NIM.: 20108020081 title: ANALISIS DIVERSIFIKASI DAN RESTRUKTURISASI PEMBIAYAAN TERHADAP PEMBIAYAAN BERMASALAH PADA PERBANKAN DI INDONESIA ispublished: pub subjects: bp divisions: jur_ps full_text_status: restricted keywords: NPF, Stata 17, Perbankan , UMKM, Restrukturisasi note: Pembimbing: Hasan Al Banna, SEI., ME abstract: This study aims to analyze Diversification and Financing Restructuring on Non Pe rforming Financing in Banking in Indonesia. The object of research is ten Islamic Commercial Banks with fifteen Conventional Banks to get more comprehensive results. The research data used is secondary data obtained from quarterly financial reports for 201 8 2022 through the Financial Services Authority's financial report publication page. The analytical tools used in the research are Stata 17 and Microsoft Excel. The data analysis technique used is panel data regression. MSME Financing variables have no sig nificant effect on NPF. Non MSME Financing variables have a significant negative effect on NPF. Financing Restructuring variable has a significant positive effect on NPF. Banks need to provide more massive financing to non MSMEs because it can reduce the N PF rate and banks need to apply prudential banking when financing restructuring occurs because of the potential risk of default so that it affects NPF. date: 2024-01-22 date_type: published pages: 165 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Fiqih Nurhidayat, NIM.: 20108020081 (2024) ANALISIS DIVERSIFIKASI DAN RESTRUKTURISASI PEMBIAYAAN TERHADAP PEMBIAYAAN BERMASALAH PADA PERBANKAN DI INDONESIA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/63533/1/20108020081_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/63533/2/20108020081_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf