@phdthesis{digilib63542, month = {January}, title = {PENGARUH RISK PERCEPTION, OVERCONFIDENCE, DAN HERDING TERHADAP KEPUTUSAN INVESTASI REKSA DANA SYARIAH PADA GENERASI Z DENGAN FINANCIAL LITERACY SEBAGAI VARIABEL MODERASI}, school = {UIN SUNAN KALIJAGA YOGYAKARTA}, author = {NIM.: 20108030120 Rosmia}, year = {2024}, note = {Pembimbing: Dr. H. Darmawan, M.AB., CFRM}, keywords = {Risk Perception, Overconfidence, Herding, Financial Literacy, Reksa Dana Syariah, Generasi Z}, url = {https://digilib.uin-suka.ac.id/id/eprint/63542/}, abstract = {This research aims to examine the impact of behavioral biases, namely Risk Perception, Overconfidence and Herding on Sharia Mutual Fund investment decisions among generation Z by adding the moderating effect of Financial Literacy. This research uses a quantitative approach using purposive sampling techniques. The data was collected used an online questionnaire and obtained 150 Sharia Mutual Fund investors aged 17-28 years and domiciled in West Java. The analysis method used in this research is PLS-SEM with the help of SmartPLS 3.0 software. The results showed that Risk Perception and Overconfidence have a positive and significant effect on investment decisions, besides that financial literacy is proven to moderate Risk Perception on Islamic Mutual Fund investment decisions.} }