eprintid: 64637 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/06/46/37 datestamp: 2024-04-02 02:26:37 lastmod: 2024-04-02 02:26:37 status_changed: 2024-04-02 02:26:37 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Atani Salma, NIM.: 20108030129 title: PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, INKLUSI KEUANGAN, RELIGIOSITAS, DAN PREFERENSI RISIKO TERHADAP KEPUTUSAN PENGGUNAAN PINJAMAN ONLINE PADA MAHASISWA D.I. YOGYAKARTA ispublished: pub subjects: mks divisions: jur_mks full_text_status: restricted keywords: Kemudahan, Inklusi, Religiositas Dan Keputusan Pinjaman Online note: Pembimbing: Hilmy Baroroh, S.E.I.,M.E.K abstract: This study aims to analyse the influence between perceived ease of use, financial inclusion, religiosity, and risk preferences on decisions to use online loans for students in the Special Region of Yogyakarta. Data collection was conducted through purposive sampling technique with a total of 120 respondents, and analysis using structural equation modelling-partial least squares (SEM-PLS) method. The results showed that perceived ease of use, financial inclusion, and risk preference had a positive and significant effect on the decision to use online loans. Meanwhile, religiosity has a negative and insignificant influence on the decision to use online loans for students in the Special Region of Yogyakarta. date: 2024-02-26 date_type: published pages: 117 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Atani Salma, NIM.: 20108030129 (2024) PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, INKLUSI KEUANGAN, RELIGIOSITAS, DAN PREFERENSI RISIKO TERHADAP KEPUTUSAN PENGGUNAAN PINJAMAN ONLINE PADA MAHASISWA D.I. YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/64637/1/20108030129_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/64637/2/20108030129_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf