?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Mochammad+Rafi+Alfiansyah%2C+NIM.%3A+20108020057&rft.aulast=Mochammad+Rafi+Alfiansyah&rft.aufirst=NIM.%3A+20108020057&rft.degree=Skripsi&rft.date=6+March+2024&rft.title=%E2%80%9CSTUDI+ANTESEDEN+ADOPSI+PENGGUNAAN+CARDLESS+WITHDRAWAL+BANK+SYARIAH+INDONESIA+PERSPEKTIF+GENERASI+Z+D.I.YOGYAKARTA%E2%80%9D&rft.inst=UIN+SUNAN+KALIJAGA+YOGYAKARTA&rft.tpages=186