TY  - THES
N1  - Pembimbing: Dr. Abdul Mughits, S.Ag., M.Ag.
ID  - digilib67590
UR  - https://digilib.uin-suka.ac.id/id/eprint/67590/
A1  - Kholwatul Mujaddadiyah, S.H, NIM.: 20203011083
Y1  - 2024/08/23/
N2  - Bank Syariah Indonesia or BSI is a Sharia Bank resulting from the merger
of three Sharia Banks by BUMN, they are BRI Syariah, BNI Syariah and Bank
Syariah Mandiri. Currently, BSI is one of the largest sharia financial institutions
in Indonesia. One of the products at BSI is housing financing with an Ij?rah
Muntahiyah bi Tamlik contract or IMBT, is a lease that ends with ownership.
Housing finance with an IMBT is a sharia banking product for helping people
about their primary needs, is a dreamhouse or residence. In the practice, bank
provides a house according to the customer's wishes, then a lease occurs between
the bank as the owner of the property and the customer, When the period ends,
there is a transfer of ownership, originally owned by the bank and transferred to
the customer's property. This research is to analyze the implementation of IMBT
in housing financing products at Bank Syariah Indonesia KCP Ponorogo.
The type of research is qualitative research using the case study method.
This research is descriptive analysis using a empirical normative approach. The
primary data sources are data from the research field, namely BSI KCP Ponorogo.
The secondary data sources are data from the official BSI website, books, articles
and other related to the implementation of IMBT for housing finance. The data
collection technique is using interviews.
The results of this research, first, the implementation of IMBT on housing
finance at BSI KCP Ponorogo is less popular with customers, because the process
looks more complicated, actually housing financing with IMBT at BSI is more
flexible and easier. Second, the transfer of ownership of an object including the
transfer of rights and obligations of the object, then the transfer of ownership,
originally owned by the bank and transferred to the customer's property.
PB  - UIN SUNAN KALIJAGA YOGYAKARTA
KW  - Akad Ijarah Muntahiyah bi Tamlik
KW  -  Pembiayaan Perumahan
KW  -  Bank Syariah
M1  - masters
TI  - ANALISIS PENERAPAN AKAD IJARAH MUNTAHIYAH BI TAMLIK PADA PRODUK PEMBIAYAAN PERUMAHAN DI BSI KCP PONOROGO
AV  - restricted
EP  - 144
ER  -