<> <http://www.w3.org/2000/01/rdf-schema#comment> "The repository administrator has not yet configured an RDF license."^^<http://www.w3.org/2001/XMLSchema#string> . <> <http://xmlns.com/foaf/0.1/primaryTopic> <http://digilib.uin-suka.ac.id/id/eprint/68603> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Thesis> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Article> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/title> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/ontology/bibo/abstract> "Penelitian ini bertujuan untuk mengetahui apakah locus of control, literasi keuangan syariah, dan faktor demografi berpengaruh terhadap perilaku pengelolaan keuangan pada UMKM yang ditujukan pada UMKM yag terdaftar di dinas perindustrian koperasi dan UKM kota Yogyakarta, dan sebanyak 140 pelaku UMKM dijadikan sebagai objek pada penelitian ini. Penelitian ini menggunakan data primer dengan menyebar kuesioner secara offline dan online kepada pelaku UMKM dan UKM. Hipotesis yang diajukan, diuji secara statistik dengan menggunakan teknik Analisis Regresi Linier Berganda, sedangkan untuk software menggunakan SPSS 27 dan Microsoft Excel. Hasil penelitian menunjukkan variabel locus of control dan literasi keuangan syariah yang berpengaruh positif signifikan terhadap perilaku pengelolaan keuangan pada UMKM kota Yogyakarta, sedangkan untuk variabel faktor demografi tidak beengaruh terhadap perilaku pengelolaan keuangan pada UMKM kota Yogyakarta."^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/date> "2024-08-21" . <http://digilib.uin-suka.ac.id/id/document/967125> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> . <http://digilib.uin-suka.ac.id/id/document/967126> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> . <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> . <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://xmlns.com/foaf/0.1/name> "UIN SUNAN KALIJAGA YOGYAKARTA"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/issuer> <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> . <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> . <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://xmlns.com/foaf/0.1/name> "FAKULTAS EKONOMI DAN BISNIS ISLAM, UIN SUNAN KALIJAGA YOGYAKARTA"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://purl.org/dc/terms/isPartOf> <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/issuer> <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> . <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://purl.org/dc/terms/hasPart> <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/ontology/bibo/status> <http://purl.org/ontology/bibo/status/published> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/creator> <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/ontology/bibo/authorList> <http://digilib.uin-suka.ac.id/id/eprint/68603#authors> . <http://digilib.uin-suka.ac.id/id/eprint/68603#authors> <http://www.w3.org/1999/02/22-rdf-syntax-ns#_1> <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> . <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Person> . <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> <http://xmlns.com/foaf/0.1/givenName> "NIM.: 20108030114"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> <http://xmlns.com/foaf/0.1/familyName> "Afiq Khairi"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/person/ext-54727e6bbe3e88a2f2543f9ab4daa835> <http://xmlns.com/foaf/0.1/name> "NIM.: 20108030114 Afiq Khairi"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/EPrint> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/ThesisEPrint> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/terms/isPartOf> <http://digilib.uin-suka.ac.id/id/repository> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/967125> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/967125> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://purl.org/dc/elements/1.1/hasVersion> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasPublished> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/967125> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/68603/1/20108030114_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> . <http://digilib.uin-suka.ac.id/id/document/967125> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/68603/1/20108030114_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> . <https://digilib.uin-suka.ac.id/id/eprint/68603/1/20108030114_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "20108030114_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/967126> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/967126> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Text)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969358> . <http://digilib.uin-suka.ac.id/id/document/969358> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969358> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969358> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969358> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969358> <http://eprints.org/relation/islightboxThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969359> . <http://digilib.uin-suka.ac.id/id/document/969359> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969359> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969359> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969359> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969359> <http://eprints.org/relation/ispreviewThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969360> . <http://digilib.uin-suka.ac.id/id/document/969360> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969360> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969360> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969360> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969360> <http://eprints.org/relation/ismediumThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969361> . <http://digilib.uin-suka.ac.id/id/document/969361> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969361> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969361> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969361> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/document/969361> <http://eprints.org/relation/issmallThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967126> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969362> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://eprints.org/relation/islightboxThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/68603/7/lightbox.jpg> . <http://digilib.uin-suka.ac.id/id/document/969362> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/68603/7/lightbox.jpg> . <https://digilib.uin-suka.ac.id/id/eprint/68603/7/lightbox.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "lightbox.jpg"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969363> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://eprints.org/relation/ispreviewThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/68603/8/preview.jpg> . <http://digilib.uin-suka.ac.id/id/document/969363> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/68603/8/preview.jpg> . <https://digilib.uin-suka.ac.id/id/eprint/68603/8/preview.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "preview.jpg"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/eprint/68603> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/969364> . <http://digilib.uin-suka.ac.id/id/document/969364> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> . <http://digilib.uin-suka.ac.id/id/document/969364> <http://www.w3.org/2000/01/rdf-schema#label> "PENGARUH LOCUS OF CONTROL, LITERASI KEUANGAN SYARIAH DAN DEMOGRAFI TERHADAP PERILAKU PENGELOLAAN KEUANGAN PADA UMKM YANG TERDAFTAR DI DINAS PERISNDUSTRIAN KOPERASI DAN UKM KOTA YOGYAKARTA (Other)"^^<http://www.w3.org/2001/XMLSchema#string> . <http://digilib.uin-suka.ac.id/id/document/969364> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969364> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969364> <http://eprints.org/relation/ismediumThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/967125> . <http://digilib.uin-suka.ac.id/id/document/969364> 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