eprintid: 69765 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/06/97/65 datestamp: 2025-02-04 02:41:57 lastmod: 2025-02-04 02:41:57 status_changed: 2025-02-04 02:41:57 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Maulida Nurul Mufidah, NIM.: 21108010036 title: THE EFFECT OF CASHLESS PAYMENTS ON ECONOMIC GROWTH IN JAVA ISLAND PERIOD 2020-2024 ispublished: pub subjects: 330.9598 divisions: jur_es full_text_status: restricted keywords: Cashless Payment, Economic Growth, Panel Data Regression, GRDP note: Muh. Rudi Nugroho, SE., M.Sc abstract: This study aims to analyze the effect of cashless payment on economic growth in Java during the period 2020-2024 using panel data regression analysis method and fixed effect model. The dependent variable in this study is economic growth measured by the GRDP (Gross Regional Domestic Product) value indicator, while the independent variables include the use of credit cards, debit cards, e-money, and QRIS. The results show that credit cards, debit cards, and QRIS have a positive and significant effect on economic growth, while e-money has no significant effect. The use of credit and debit cards increases consumption and money circulation, while QRIS promotes financial inclusion and local economic activity. On the other hand, the effectiveness of e-money is still limited by low penetration and suboptimal infrastructure. This research recommends further The study recommends further research on the efficiency of digital payment systems, consumer payment behavior, and comparative studies in developing countries date: 2025-01-17 date_type: published pages: 112 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Maulida Nurul Mufidah, NIM.: 21108010036 (2025) THE EFFECT OF CASHLESS PAYMENTS ON ECONOMIC GROWTH IN JAVA ISLAND PERIOD 2020-2024. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/69765/1/21108010036_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/69765/2/21108010036_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf