?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=NINIK+HARIYATI%2C+NIM+%3A+07.233.412&rft.aulast=NINIK+HARIYATI&rft.aufirst=NIM+%3A+07.233.412&rft.degree=Masters&rft.date=11+May+2010&rft.title=PERAN+BANK+SYARIAH+DALAM+MENGOPTIMALKAN+UMKM+KOTA+YOGYAKARTA&rft.inst=UIN+Sunan+Kalijaga+Yogyakarta