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primary topic: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR

DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR
type: Thesis
type: Article
abstract: Background of the problem: In this modern era, small traders play a crucial role in regional economic development but face significant challenges, particularly in accessing capital. Despite being prohibited in Islamic teachings, the practice of loan sharking persists due to limited income and financial information. Small traders are pivotal in transforming income generation amid dynamic economic conditions. However, a persistent challenge is their access to adequate financial resources, leading them to frequently engage with loan sharks to develop their businesses. The enduring issue is the high dependency on loan sharks, which remains prevalent. Problem: Small traders often choose loan sharks due to the simplicity and speed of the procedures despite the exorbitant interest rates, potentially causing long-term financial issues. Conversely, formal financial institutions, which offer loans at lower interest rates and are regulated by the government, present more complex procedures and requirements that are challenging for small traders to meet. The complexity of factors influencing financial interactions with loan sharks has not been adequately addressed. The primary reason is the easier access to loans from loan sharks compared to formal financial institutions. Therefore, this research aims to uncover the causal relationships between variables that influence small traders’ decisions to interact with loan sharks. Methodology: This study employs a microeconomic approach to understand the borrowing behavior of small traders. The methodology uses an explanatory multivariate approach with Structural Equation Modeling Partial Least Squares (SEM PLS) to explain the causal relationships between observed variables, including relevant factors. The research aims to test data implications and provide a more accurate reference for financial information in the context of small traders. Research Findings: The research finds that small traders’ decisions to borrow from loan sharks a…
date: 2025-01-13
status: published
author list: authors
type: EPrint
type: ThesisEPrint
is part of: repository
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subject: 332 Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan

DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
type: Document
has file: 19300012002_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
has part: 19300012002_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf

DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
type: Document

UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

PASCASARJANA, UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

NIM.: 19300012002 Fatmawati Sungkawaningrum
type: Person
given name: NIM.: 19300012002
family name: Fatmawati Sungkawaningrum

DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
is volatile version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
is volatile version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
is volatile version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Other)
type: Document
is version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
is volatile version of: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR (Text)
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HTML Summary of #70301 DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR
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primary topic: DETERMINAN KEPUTUSAN MASYARAKAT MEMINJAM UANG KE RENTENIR

332 Ekonomi Keuangan dan Finansial, Ekonomi Biaya dan Pembiayaan
type: Concept