@phdthesis{digilib70399,
           month = {January},
           title = {PENGARUH MAKRO EKONOMI TERHADAP LIKUIDITAS BANK UMUM SYARIAH DI INDONESIA},
          school = {UIN SUNAN KALIJAGA YOGYAKARTA},
          author = {NIM.: 20108010059 Ahmad Shobibur Rohman},
            year = {2025},
            note = {Anggari Marya Kresnowati, SE, ME.},
        keywords = {Suku Bunga, Inflasi, FDR, NPF, ROA},
             url = {https://digilib.uin-suka.ac.id/id/eprint/70399/},
        abstract = {This research explains the short-term and long-term influence of macroeconomic variables Interest Rates and Inflation and Non Performing Financing (NPF), Return On Asset (ROA) on Financing to Deposit Ratio (FDR) in 2019 - 2023. This research uses secondary data which is analyzed using quantitative methods by collecting data via the official website of the Financial Services Authority (OJK ) and the Central Statistics Agency (BPS)., including sharia banking. The data used is time series data and uses the Vector Auto Regression (VAR)/Vector Error Correction Model (VECM) method. The research results show that in the long term, NPF and inflation have a positive and significant influence on FDR. On the other hand, ROA and Interest Rates have no influence and significant on FDR. In the short term, NPF, ROA, Interest Rates and Inflation have no influence on FDR and are significant.}
}