eprintid: 70413
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/04/13
datestamp: 2025-03-03 06:12:44
lastmod: 2025-03-03 06:12:44
status_changed: 2025-03-03 06:12:44
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Hayet, NIM.: 20300011039
title: KEKUATAN PASAR, EFISIENSI, FAKTOR SPESIFIK BANK DAN MAKRO EKONOMI TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA
ispublished: pub
subjects: 297.273
divisions: pps_ei
full_text_status: restricted
keywords: Profitabilitas, Kekuatan Pasar, Efisiensi, Faktor Spesifik
Bank, Makro Ekonomi
note: Prof. Dr. H. Syafiq Mahmadah Hanafi, M. Ag dan Dr. Mukhammad Yazid Afandi, M.Ag
abstract: The market competition conditions, financial integration, and
economic openness encourage Islamic banking to enhance
competitiveness and efficiency. Profitability is a measure to evaluate a
bank's ability and performance in generating profit. This research aims to
analyze the development of market power, efficiency, and financial
performance of Islamic banking in Indonesia; to analyze the condition of
Islamic banking in a collusive or efficient category. Then, the causal
relationship between market power, efficiency, and banking profitability
will be analyzed. Finally, to analyze the factors affecting the profitability
of Islamic banking. This research uses panel data regression to determine
whether Islamic banks are in collusive or efficient conditions and to
identify the determinants of bank profitability, as well as using the panel
Vector Error Correction Model to analyze the causality of market power,
efficiency, and profitability in Islamic banking. The results of this study
show that the market power of each bank is in a "moderate" competition,
with a tight oligopoly market structure. Islamic banking has a "low"
technical efficiency and a "moderate" scale efficiency. Hypothesis tests
of Structure Conduct Performance, Relative Market Power, Relative
Efficiency Structure, and Scale Efficiency Structure indicate that Islamic
banking uses market power to increase profitability (the SCP theory
applies). However, these results do not fully indicate collusion practices,
because banks with the largest market shares have a low monopoly power
(Lerner index). Another finding in this study shows that market power
has a very strong causal relationship with bank profitability, both in the
short-term and long-term compared to efficiency. Market power,
efficiency, and bank-specific factors significantly affect Islamic banking
profitability, while macroeconomic changes largely do not affect Return
on Assets, Return on Equity, and Net Operating Margin.
date: 2025-02-21
date_type: published
pages: 377
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: PASCASARJANA
thesis_type: doctoral
thesis_name: other
citation:   Hayet, NIM.: 20300011039  (2025) KEKUATAN PASAR, EFISIENSI, FAKTOR SPESIFIK BANK DAN MAKRO EKONOMI TERHADAP PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA.  Doctoral thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/70413/1/20300011039_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/70413/2/20300011039_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf