@phdthesis{digilib70452,
           month = {February},
           title = {PENGARUH LITERASI KEUANGAN SYARIAH, UANG SAKU, DAN GAYA HIDUP TERHADAP MANAJEMEN KEUANGAN PRIBADI DENGAN KONTROL DIRI SEBAGAI VARIABEL MODERASI (STUDI PADA MAHASISWA RANTAU UIN SUNAN KALIJAGA YOGYAKARTA)},
          school = {UIN SUNAN KALIJAGA YOGYAKARTA},
          author = {NIM.: 21108030050 Haiatul Maknun},
            year = {2025},
            note = {Hilmy Baroroh, S.E.I., M.E.K.},
        keywords = {Literasi Keuangan Syariah, Uang Saku, Gaya Hidup, Manajemen
Keuangan Pribadi, Kontrol Diri, Mahasiswa Rantau},
             url = {https://digilib.uin-suka.ac.id/id/eprint/70452/},
        abstract = {This study aims to examine the effect of Islamic financial literacy, pocket money, and
lifestyle on personal financial management of out-of-town students at UIN Sunan
Kalijaga Yogyakarta with self-control as a moderating variable. This study is a
quantitative study with a data collection method through a questionnaire. Based on
the determination of the sample, 139 respondents were obtained where they were
selected through purposive sampling. This study uses the Partial Least Square-
Structure Equation Modeling (PLS-SEM) approach with the help of SmartPLS 4.0
software. The results of this study indicate that Islamic financial literacy and pocket
money have a significant positive effect on personal financial management.
Lifestyle has a significant negative effect on personal financial management. Then,
self-control can moderate the effect of financial literacy on personal financial
management. Finally, self-control cannot moderate the effect of pocket money and
lifestyle on personal financial management.}
}