%A NIM.: 21108030050 Haiatul Maknun %O Hilmy Baroroh, S.E.I., M.E.K. %T PENGARUH LITERASI KEUANGAN SYARIAH, UANG SAKU, DAN GAYA HIDUP TERHADAP MANAJEMEN KEUANGAN PRIBADI DENGAN KONTROL DIRI SEBAGAI VARIABEL MODERASI (STUDI PADA MAHASISWA RANTAU UIN SUNAN KALIJAGA YOGYAKARTA) %X This study aims to examine the effect of Islamic financial literacy, pocket money, and lifestyle on personal financial management of out-of-town students at UIN Sunan Kalijaga Yogyakarta with self-control as a moderating variable. This study is a quantitative study with a data collection method through a questionnaire. Based on the determination of the sample, 139 respondents were obtained where they were selected through purposive sampling. This study uses the Partial Least Square- Structure Equation Modeling (PLS-SEM) approach with the help of SmartPLS 4.0 software. The results of this study indicate that Islamic financial literacy and pocket money have a significant positive effect on personal financial management. Lifestyle has a significant negative effect on personal financial management. Then, self-control can moderate the effect of financial literacy on personal financial management. Finally, self-control cannot moderate the effect of pocket money and lifestyle on personal financial management. %K Literasi Keuangan Syariah, Uang Saku, Gaya Hidup, Manajemen Keuangan Pribadi, Kontrol Diri, Mahasiswa Rantau %D 2025 %I UIN SUNAN KALIJAGA YOGYAKARTA %L digilib70452