The repository administrator has not yet configured an RDF license.
ANALISIS PERLINDUNGAN HUKUM TERHADAP PELAKU KESENIAN DALAM PINJAMAN KREDIT BANK (STUDI KASUS BANK PERKREDITAN RAKYAT (BPR) BADAN KREDIT KECAMATAN (BKK) JAWA TENGAH KANTOR CABANG WONOGIRI)
Legal protection for artists must be provided to ensure their safeguarding and sense of security so that they can enjoy all the rights granted to them. Although regulations related to consumer protection exist, in practice, challenges often arise regarding legal protection for artists as debtors. For example, artists often do not understand their rights and obligations in a credit agreement. Furthermore, fluctuating income or changing economic conditions can affect their ability to pay. This research was conducted by analyzing how the implementation of credit distribution and the feasibility analysis carried out by the People's Credit Bank of the District Credit Agency in Central Java in the credit loan scheme proposed by artists. This research is an empirical legal study of a qualitative nature that focuses on the presentation of empirically analyzed data. The analysis method of this research is descriptive analysis, meaning that the data obtained is analyzed qualitatively and presented descriptively (clearly). The data collection technique in this research was conducted through interviews with the People's Credit Bank (BPR) and the Sub- District Credit Agency (BKK) of Central Java, Wonogiri Branch Office. The results of this study indicate that, first, the implementation of credit distribution to artists at the People's Credit Bank of the District Credit Agency of Central Java, Wonogiri Branch, is carried out with an agreement between the artists and the bank that complies with the elements of the agreement. The bank will analyze the loan applications by artists based on the 5C Principles, which include the character of the prospective debtor, capacity to pay, collateral provided, capital owned by the prospective debtor, and the economic condition of the artists. The application of the 5C Principle and the fulfillment of the elements of the agreement provide certainty and protection for artists in applying for bank loans. Second, in analyzing the feasibility of artists as potential debtors, the People's Credit Bank of the Central Java District Credit Agency Wonogiri Branch will consider the professional track record of the artists, which will influence the capacity and capital factors of the artists in the credit application. High-value work contracts established by artists because they are considered artists. Having sufficient capital and adequate financial capacity to repay obligations. Consistency in carrying out business activities is one of the indicators of character that is quite important. Consistency will also affect the ability to fulfill obligations. In addition, the achievements of artists will provide additional assurance that they have the capacity to repay the loan. The purpose of the loan provided to artists will give a character overview in planning their business activities, so the bank will have confidence in disbursing the loan.
FAKULTAS SYARI’AH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA
NIM.: 21103040125 Beningindah Edelwies Miftahsalma
ANALISIS PERLINDUNGAN HUKUM TERHADAP PELAKU KESENIAN DALAM PINJAMAN KREDIT BANK (STUDI KASUS BANK PERKREDITAN RAKYAT (BPR) BADAN KREDIT KECAMATAN (BKK) JAWA TENGAH KANTOR CABANG WONOGIRI) (Text)
ANALISIS PERLINDUNGAN HUKUM TERHADAP PELAKU KESENIAN DALAM PINJAMAN KREDIT BANK (STUDI KASUS BANK PERKREDITAN RAKYAT (BPR) BADAN KREDIT KECAMATAN (BKK) JAWA TENGAH KANTOR CABANG WONOGIRI) (Other)
HTML Summary of #70756 ANALISIS PERLINDUNGAN HUKUM TERHADAP PELAKU KESENIAN DALAM PINJAMAN KREDIT BANK (STUDI KASUS BANK PERKREDITAN RAKYAT (BPR) BADAN KREDIT KECAMATAN (BKK) JAWA TENGAH KANTOR CABANG WONOGIRI)