eprintid: 71542
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/15/42
datestamp: 2025-07-03 02:02:52
lastmod: 2025-07-03 02:02:52
status_changed: 2025-07-03 02:02:52
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Zuni Nur Khasanah, NIM.: 21108020078
title: FAKTOR-FAKTOR YANG MEMENGARUHI KREDIT MACET PEER-TO-PEER (P2P) LENDING DI PULAU JAWA DAN SUMATRA
ispublished: pub
subjects: 332.1
divisions: jur_ps
full_text_status: restricted
keywords: Peer to Peer (P2P) Lending, Manajemen Risiko Kredit, Informasi Asimetris
note: Hasan Al Banna, S.E.I., M.E.
abstract: The development of peer-to-peer lending has brought major changes to the financial system, but bad debts are a major challenge. This study aims to analyze the factors that influence bad debts of peer-to-peer lending in Java and Sumatra with variables of loan amount, loan purpose, male and female debtors. This study uses the ARDL method and secondary data from OJK for the period 2021-2024. The results show that the amount of the loan has no significant effect, while other variables have an effect on bad debts. These findings can help peer-to-peer lending companies, regulators and lenders in mitigating credit risk.
date: 2025-03-19
date_type: published
pages: 205
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Zuni Nur Khasanah, NIM.: 21108020078  (2025) FAKTOR-FAKTOR YANG MEMENGARUHI KREDIT MACET PEER-TO-PEER (P2P) LENDING DI PULAU JAWA DAN SUMATRA.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/71542/1/21108020078_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/71542/2/21108020078_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf