eprintid: 71553
rev_number: 12
eprint_status: archive
userid: 12460
dir: disk0/00/07/15/53
datestamp: 2025-07-03 02:48:05
lastmod: 2025-07-03 02:48:31
status_changed: 2025-07-03 02:48:05
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Nisa Aulia Rohmah, NIM.: 21108030004
title: PENGARUH KINERJA KEUANGAN TERHADAP RISIKO PEMBIAYAAN DENGAN FIRM SIZE SEBAGAI VARIABEL MODERASI PADA BANK UMUM SYARIAH (BUS) DI INDONSIA TAHUN 2019-2023
ispublished: pub
subjects: 658.15
divisions: jur_mks
full_text_status: restricted
keywords: Kinerja Keuangan, Risiko Pembiayaan, Firm Size, MRA
note: Sunarsih, S.E., M.Si.
abstract: This study aims to analyze the influence of financial performance, encompassing Financing to Deposit Rasio (FDR), Return on Assets (ROA), Capital Adequacy Ratio (CAR), and Operating Expenses to Operating Income (BOPO), on financing risk, as measured by Non-Performing Financing (NPF). Firm size is investigated as a moderating variable. The research focuses on Islamic Commercial Banks (BUS) registered with the Financial Services Authority (OJK) from 2019 to 2023. Employing a quantitative approach, data were collected from annual banking reports and analyzed using panel data regression with the Moderated Regression Analysis (MRA) method to test the relationships among variables. The findings indicate that Financing to Deposit Ratio (FDR) has a significant negative effect on financing risk, while ROA significantly and positively affects financing risk. Conversely, CAR shows no significant effect on financing risk, and BOPO exerts a significant positive effect on financing risk. Furthermore, firm size is found to strengthen the influence of FDR on financing risk, and to weaken the influence of both ROA and BOPO on financing risk. However, firm size does not moderate the effect of CAR on financing risk.
date: 2025-05-28
date_type: published
pages: 151
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Nisa Aulia Rohmah, NIM.: 21108030004  (2025) PENGARUH KINERJA KEUANGAN TERHADAP RISIKO PEMBIAYAAN DENGAN FIRM SIZE SEBAGAI VARIABEL MODERASI PADA BANK UMUM SYARIAH (BUS) DI INDONSIA TAHUN 2019-2023.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/71553/1/21108030004_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/71553/2/21108030004_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf