%0 Thesis %9 Skripsi %A Lisa Kartika, NIM.: 21108030131 %B FAKULTAS EKONOMI DAN BISNIS ISLAM %D 2025 %F digilib:71573 %I UIN SUNAN KALIJAGA YOGYAKARTA %K NPF, FDR, NOM, BOPO, ROA %P 113 %T PENGARUH MANAJEMEN RISIKO TERHADAP PROFITABILITAS BANK UMUM SYARIAH PADA TAHUN 2019-2024 %U https://digilib.uin-suka.ac.id/id/eprint/71573/ %X This research aims to determine how the influence of risk management, measured by the variables NPF, FDR, NOM, and BOPO, affects profitability measured by ROA of Islamic Commercial Banks in the years 2019-2024. The research method used in this study is quantitative. The sampling method employs purposive sampling, with the analytical technique used being panel data regression utilizing Eviews 12 software. The results indicate that the NPF variable does not have an effect on profitability, while the FDR, NOM, and BOPO variables do have an effect on profitability. However, simultaneously (together, the independent variables have a significant effect on the dependent variable). %Z Hilmy Baroroh, S.E.I., M.E.K.