TY  - THES
N1  - Dr. Ibi Satibi, S.H.I., M.Si.
ID  - digilib71587
UR  - https://digilib.uin-suka.ac.id/id/eprint/71587/
A1  - Octavia Putri Wigiyan, NIM.: 21108040107
Y1  - 2025/06/11/
N2  - Although the number of customers and assets continues to increase every year, the profitability of Islamic banks has still fluctuated in the last six years. However, data from BUS ROA shows that BUS is more resistant to economic shocks compared to conventional commercial banks. This study aims to examine the effect of capital structure, liquidity risk, credit risk, and operational efficiency on BUS profitability for the 2018-2023 period. This study uses secondary data and panel data regression analysis for testing. The results are that capital structure as measured by DAR and CAR, liquidity risk as measured by FDR has a positive and significant effect on BUS profitability. While NPF as a proxy for credit risk has a negative and insignificant effect on BUS profitability. In addition, operational efficiency as measured by BOPO has a negative and significant effect on BUS profitability.
PB  - UIN SUNAN KALIJAGA YOGYAKARTA
KW  - Profitabilitas
KW  -  Risiko
KW  -  Struktur Modal
KW  -  BUS
M1  - skripsi
TI  - PENGARUH STRUKTUR MODAL, RISIKO LIKUIDITAS, RISIKO KREDIT, DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2018-2023
AV  - restricted
EP  - 102
ER  -