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ANALISIS YURIDIS OBJEK JAMINAN FIDUSIA YANG TIDAK DIDAFTARKAN DALAM PERSPEKTIF KEPASTIAN HUKUM (STUDI KASUS DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARI’AH (KSPPS) BMT DANA INSANI KEPEK, WONOSARI, GUNUNGKIDUL) PERIODE 2020-2025
Fiduciary guarantee agreements can be made by finansial institutions, both banks and non-banks, as finansial intermediary institutions for the community. Article 11 paragraph (1) of Law Number 42 of 1999 states that objects burdened with fiduciary guarantees must be registered at the Fiduciary Registration Office. This is to provide legal protection and legal certainty for the parties so that justice is created. However, in practice, there are still many fiduciary guarantees that are not registered by creditors due to certain obstacles. Based on this, the formulation of the problem that will be analyzed in writing this thesis is what are the legal implications of collateral objects that are not registered at KSPPS BMT Dana Insani and what are the obstacles for KSPPS BMT Dana Insani in registering fiduciary guarantees. This research is an empirical legal research with data collection techniques from interviews as primary data, documentation, and literature studies as secondary data. The research was conducted at KSPPS BMT Dana Insani, and Fiduciary Registration Office. The results of the study were reviewed and correlated between the facts in the field with the applicable legal provisions which were then presented descriptively analytically. Data analysis was carried out through a qualitative method with inductive reasoning that examines a legal problem in relation to applicable laws and regulations. The results of the study were correlated with the theoretical framework used, including the theory of legal protection, the theory of legal certainty, and the theory of contracts. The results of the study concluded that: First, unregistered collateral objects are considered as underhand agreements so that they cannot provide legal protection and legal certainty for the parties concerned. The legal implications of unregistered fiduciary collateral objects are that the creditor does not obtain preferential rights and the absence of executorial rights to the collateral. Second, the obstacles of KSPPS BMT Dana Insani in registering fiduciary collateral are the lack of education and understanding from KSPPS BMT Dana Insani and the surrounding community about fiduciary collateral, fiduciary collateral registration fees, and error registration systems.
FAKULTAS SYARI’AH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA
ANALISIS YURIDIS OBJEK JAMINAN FIDUSIA YANG TIDAK DIDAFTARKAN DALAM PERSPEKTIF KEPASTIAN HUKUM (STUDI KASUS DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARI’AH (KSPPS) BMT DANA INSANI KEPEK, WONOSARI, GUNUNGKIDUL) PERIODE 2020-2025 (Text)
ANALISIS YURIDIS OBJEK JAMINAN FIDUSIA YANG TIDAK DIDAFTARKAN DALAM PERSPEKTIF KEPASTIAN HUKUM (STUDI KASUS DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARI’AH (KSPPS) BMT DANA INSANI KEPEK, WONOSARI, GUNUNGKIDUL) PERIODE 2020-2025 (Other)
HTML Summary of #71875 ANALISIS YURIDIS OBJEK JAMINAN FIDUSIA YANG TIDAK DIDAFTARKAN DALAM PERSPEKTIF KEPASTIAN HUKUM (STUDI KASUS DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARI’AH (KSPPS) BMT DANA INSANI KEPEK, WONOSARI, GUNUNGKIDUL) PERIODE 2020-2025